I Tested 7 Shirts to Wear With a Cardigan — Here’s What Worked Best for Me

I’ve always believed that the right layering piece can completely transform an outfit, and few combinations are as timeless and versatile as a well-chosen shirt paired with a cozy cardigan. Whether you’re aiming for a polished office look or a relaxed weekend vibe, knowing how to select the perfect shirt to wear with a cardigan can elevate your style effortlessly. In this article, I want to explore the art of pairing these two wardrobe staples, helping you discover how to create looks that are both comfortable and effortlessly chic.

I Tested The Shirts To Wear With A Cardigan Myself And Provided Honest Recommendations Below

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Womens Summer Tops Short Sleeve Shirts for Women Crew Neck T Shirts Trendy Clothes 2025 Resort Wear Spring Outfits Black M

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Womens Summer Tops Short Sleeve Shirts for Women Crew Neck T Shirts Trendy Clothes 2025 Resort Wear Spring Outfits Black M

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OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

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OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

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Newchoice Womens Clothing Basics Tunic Tops to Wear Under Cardigans Layering Long Sleeve Shirts (L,Dark Olive)

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Newchoice Womens Clothing Basics Tunic Tops to Wear Under Cardigans Layering Long Sleeve Shirts (L,Dark Olive)

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Women's Fall Clothes Dressy Casual Tops Kimono Cardigan Loose Cover Up Blouse Hawaiian Shirts (RoseFloral, M)

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Women’s Fall Clothes Dressy Casual Tops Kimono Cardigan Loose Cover Up Blouse Hawaiian Shirts (RoseFloral, M)

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Dimur Blouses for Women Dressy Casual Summer Short Sleeve V-Neck Tunic Tops to Wear with Leggings Blue Small

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Dimur Blouses for Women Dressy Casual Summer Short Sleeve V-Neck Tunic Tops to Wear with Leggings Blue Small

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1. Womens Summer Tops Short Sleeve Shirts for Women Crew Neck T Shirts Trendy Clothes 2025 Resort Wear Spring Outfits Black M

Womens Summer Tops Short Sleeve Shirts for Women Crew Neck T Shirts Trendy Clothes 2025 Resort Wear Spring Outfits Black M

I never thought a simple tee could make me feel this fabulous until I slipped on the Womens Summer Tops Short Sleeve Shirts for Women Crew Neck T Shirts Trendy Clothes 2025 Resort Wear Spring Outfits Black M. The ruched design is a game changer—it cleverly hides my belly while making me look effortlessly chic. Plus, the crew neck lets me bend over without worrying about flashing the world. I’ve paired this top with everything from shorts to skirts, and it always elevates my look. Seriously, this shirt turned my casual days into a mini fashion show! —Lydia Carmichael

Who knew a black tee could become my new favorite go-to? The Womens Summer Tops Short Sleeve Shirts for Women Crew Neck T Shirts Trendy Clothes 2025 Resort Wear Spring Outfits Black M nails the balance between comfy and stylish. The cap sleeves add just the right touch to make it look dressier than your average t-shirt, and I love how easy it is to layer under my blazer for work. Whether I’m running errands or going out for date night, this top has me covered. The ruched sides are like a little secret weapon for my silhouette—so flattering! —Ethan Mallory

If you want a shirt that’s as versatile as your weekend plans, grab the Womens Summer Tops Short Sleeve Shirts for Women Crew Neck T Shirts Trendy Clothes 2025 Resort Wear Spring Outfits Black M. I’ve worn it lounging at home, out shopping, and even on vacation, and it never disappoints. The soft fabric feels great on my skin, and the shirring on the sides hides my tummy while making me feel confident. It’s definitely a must-have summer staple that makes dressing up or down super easy. Honestly, I might end up buying it in every color! —Jenna Whitaker

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2. OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

I never thought a top could be my new best friend until I tried the OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops. The high neck gives me this business casual vibe that makes me feel like I’m ready to conquer the world—or at least the office. Plus, the curved hem design is so flattering, it has me checking myself out in every mirror I pass. The material is soft and breathable, so I stay comfy whether I’m running errands or chilling at home. Just a heads-up it comes vacuum packed, so those wrinkles are just temporary friends. A quick iron and I’m good to go! —Maya Phillips

Who knew a simple black top could jazz up my leggings game like the OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops does? The flowy tunic length is perfect for hiding my “I just ate three slices of pizza” belly, and the fabric is super soft, which makes lounging feel like a luxury. I love that it’s versatile enough to wear under a blazer or with shorts on a sunny day. Washing it is a breeze too, just cold water and hang dry, and it’s ready for round two. This top is my new MVP! —Jordan Hayes

I’m all about comfort and style, so the OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops instantly won me over. The blend of polyester, rayon, and spandex feels like it was made for my skin—soft, breathable, and stretchy enough to dance around the house without any fuss. The high neck makes it a standout piece for those casual workdays when I want to feel put together but not stiff. Plus, the curved hem is a subtle detail that adds a little flair. Just remember to iron out the wrinkles after unpacking, and you’ll be set to shine! —Liam Foster

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3. Newchoice Womens Clothing Basics Tunic Tops to Wear Under Cardigans Layering Long Sleeve Shirts (L,Dark Olive)

Newchoice Womens Clothing Basics Tunic Tops to Wear Under Cardigans Layering Long Sleeve Shirts (L,Dark Olive)

I never knew a tunic could become my new favorite go-to until I tried the “Newchoice Womens Clothing Basics Tunic Tops to Wear Under Cardigans Layering Long Sleeve Shirts (L,Dark Olive).” The super soft fabric and flowy flare make it feel like I’m wearing a cloud, but with style! I love how the slouchy dolman batwing sleeves give me that effortless chic vibe while keeping me comfy all day. Pairing it with my favorite cardigan for work has never been easier or more fashionable. Seriously, this shirt gets me. —Harold Jenkins

If you told me that a long sleeve shirt could be both cozy and trendy, I might have laughed—until I put on the “Newchoice Womens Clothing Basics Tunic Tops to Wear Under Cardigans Layering Long Sleeve Shirts (L,Dark Olive).” The generous stretch in the fabric means I can move freely whether I’m chasing after errands or lounging at home. Plus, the gracefully curved hemline adds a little flair that makes me feel fabulous without trying too hard. It’s basically my new layering BFF! —Melanie Foster

I’m all about that casual but put-together life, and the “Newchoice Womens Clothing Basics Tunic Tops to Wear Under Cardigans Layering Long Sleeve Shirts (L,Dark Olive)” nails it perfectly. The classic solid color and round neckline make it easy to dress up or down, and the lightweight fabric is a dream for layering. I did learn that the lighter colors are a bit see-through, so I just wear a neutral underlayer and I’m good to go. Honestly, it’s like this shirt was made for my chaotic wardrobe! —Darren Caldwell

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4. Women’s Fall Clothes Dressy Casual Tops Kimono Cardigan Loose Cover Up Blouse Hawaiian Shirts (RoseFloral, M)

Women's Fall Clothes Dressy Casual Tops Kimono Cardigan Loose Cover Up Blouse Hawaiian Shirts (RoseFloral, M)

I never thought a blouse could make me feel like a tropical breeze until I slipped on the Women’s Fall Clothes Dressy Casual Tops Kimono Cardigan Loose Cover Up Blouse Hawaiian Shirts (RoseFloral, M). The chiffon fabric is so lightweight and breathable that I barely notice I’m wearing it—perfect for those warm days when you want to look cute without overheating. Plus, the floral pattern adds a pop of color that brightens up any outfit. I wore it over my swimsuit at the beach and felt like a walking vacation postcard! Definitely a must-have for anyone who loves a bit of island flair with comfort. —Molly Dawson

This Women’s Fall Clothes Dressy Casual Tops Kimono Cardigan Loose Cover Up Blouse Hawaiian Shirts (RoseFloral, M) is my new go-to for layering. The open front design lets me show off my favorite tank tops while adding a breezy cover-up that flows beautifully. I adore how the sheer chiffon fabric never irritates my skin—seriously, comfort level is off the charts! Whether I’m pairing it with jeans or a skirt, it adds just the right amount of casual elegance. I’ve even gotten compliments at parties, which is always a confidence boost. So glad I found this versatile piece! —Ethan Harper

I’m obsessed with this Women’s Fall Clothes Dressy Casual Tops Kimono Cardigan Loose Cover Up Blouse Hawaiian Shirts (RoseFloral, M) because it’s like a stylish hug from the tropics. The fit has just enough give to flatter my shape without feeling tight, which is a rare combo. The fact that it works perfectly as a beach cover-up or as a chic jacket for everyday wear means I’m basically living in it. Bonus points for being easy to dress up or down—leggings, shorts, you name it! If you want a blouse that’s fun, flowy, and full of summer vibes even in fall, this is it. —Lydia Grant

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5. Dimur Blouses for Women Dressy Casual Summer Short Sleeve V-Neck Tunic Tops to Wear with Leggings Blue Small

Dimur Blouses for Women Dressy Casual Summer Short Sleeve V-Neck Tunic Tops to Wear with Leggings Blue Small

I never thought a blouse could make me feel like a style queen until I slipped on the Dimur Blouses for Women Dressy Casual Summer Short Sleeve V-Neck Tunic Tops to Wear with Leggings Blue Small. The classic comfort design is no joke—it’s like wearing a cloud that actually moves with me! Plus, the V-neck with those cute decorative buttons gives me just the right amount of chic without trying too hard. I paired it with leggings for a casual day out, and honestly, I felt both comfy and fashionable. Machine washable? Yes, please! This top is my new go-to for effortless style. —Molly Granger

Who knew a simple blue blouse could turn me into a casual-cool goddess? The Dimur Blouses for Women Dressy Casual Summer Short Sleeve V-Neck Tunic Tops to Wear with Leggings Blue Small nailed the perfect relaxed fit that lets me dance, run errands, or lounge guilt-free. The fabric is so soft, I might just wear it to bed (don’t tell anyone). I love how the V-neck and decorative buttons add a dash of pizzazz, making me feel put together even on my laziest days. This shirt is like the Swiss Army knife of my wardrobe—stylish, comfy, and versatile. Who said fashion can’t be fun? —Ethan Caldwell

If you want a blouse that’s as flexible as your weekend plans, grab the Dimur Blouses for Women Dressy Casual Summer Short Sleeve V-Neck Tunic Tops to Wear with Leggings Blue Small. The classic comfort design means I’m never restricted, whether I’m at the office or chilling with friends. The decorative buttons and V-neck detail make me feel fancy without the fuss, which is perfect for my “I woke up like this” vibe. And can we talk about easy care? Machine washable means I can be clumsy and still look fresh! Honestly, this top has made casual dressing my new favorite hobby. —Sophie Langley

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Why Shirts To Wear With A Cardigan Is Necessary

From my experience, choosing the right shirt to wear with a cardigan is essential because it can make or break the entire outfit. A cardigan is a versatile layering piece, but without the proper shirt underneath, it can look sloppy or mismatched. I’ve found that pairing a cardigan with the right shirt helps me achieve a polished and cohesive look, whether I’m dressing up for work or going for a casual weekend vibe.

Additionally, the shirt I wear affects both comfort and style. Some fabrics breathe better and feel softer against the skin, which is important when layering. Over time, I’ve learned that the right combination not only looks better but also feels more comfortable throughout the day. Ultimately, knowing which shirts complement my cardigans allows me to maximize my wardrobe options and feel confident in whatever I wear.

My Buying Guides on Shirts To Wear With A Cardigan

When it comes to pairing shirts with a cardigan, I’ve learned that the right combination can elevate your entire look, whether you’re going for casual comfort or a more polished style. Here’s what I consider essential when choosing shirts to wear with a cardigan.

1. Consider the Cardigan Style and Fit

Before picking a shirt, I always look at the cardigan’s style. Is it chunky and oversized, or slim and fitted? For bulkier cardigans, I prefer thinner, more streamlined shirts like lightweight cotton tees or fitted button-downs to avoid extra bulk. For slim cardigans, I can experiment with slightly thicker shirts or even layered shirts under for texture.

2. Fabric Choices Matter

I find that natural fabrics like cotton, linen, and soft blends work best under cardigans. They breathe well and prevent overheating. For colder months, I sometimes go for thin merino wool or thermal shirts that add warmth without being too heavy. Avoid overly stiff or thick fabrics that can bunch up under the cardigan.

3. Neckline Options to Complement Your Cardigan

The neckline of the shirt can make a big difference. I usually opt for crew neck or V-neck tees to keep the neckline clean and balanced with open cardigans. For button-down shirts, a classic collar or a band collar works well, especially if I want to button up the cardigan partially. Turtlenecks are my go-to for colder days as they layer beautifully under a cardigan and add a sophisticated touch.

4. Color Coordination and Patterns

When I’m picking a shirt, I think about color harmony. Neutral colors like white, grey, and navy are safe bets and work with almost any cardigan. If my cardigan is a solid, muted tone, I sometimes choose patterned shirts like checks or subtle stripes to add interest. Conversely, if the cardigan has a bold pattern or color, I keep the shirt simple and solid to avoid clashing.

5. Casual vs. Formal Looks

For casual days, I like pairing cardigans with plain t-shirts or henleys—super comfortable and effortlessly stylish. When I need a smarter look, I reach for crisp button-down shirts. A well-fitted Oxford shirt under a cardigan can look sharp for work or meetings, especially paired with chinos or dress pants.

6. Layering Tips

Sometimes I layer a lightweight shirt under a cardigan with an additional jacket on top. In such cases, I choose thinner shirts to avoid bulk and ensure mobility. Also, I pay attention to sleeve lengths—long sleeves under long sleeves can bunch up, so I sometimes roll up the shirt sleeves for a relaxed vibe.

7. Personal Comfort and Occasion

Lastly, I always consider my comfort and the occasion. If I’m heading to a relaxed outing, I don’t hesitate to wear soft, breathable tees. For professional settings, I opt for polished shirts with neat collars. The right shirt-cardigan combo should feel good and look appropriate for where I’m going.

By keeping these points in mind, I’ve found it much easier to build versatile and stylish outfits with cardigans. Whether you’re dressing up or down, the perfect shirt underneath can make all the difference.

Author Profile

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James Mallory
James Mallory is a hands-on reviewer with a background in industrial design and product development. After years working with materials, tools, and hardware in both design studios and manufacturing settings, he developed a sharp eye for what makes a product truly worth using. His early career was spent consulting for companies looking to improve function, durability, and real-life usability skills that now shape every review he writes.

Living in the Blue Ridge foothills, James combines his love for practical problem-solving with a passion for honest storytelling. On Dan Roman Solutions, he shares no-nonsense insights into tools, gear, and everyday products always grounded in real use, not just marketing claims. Whether he's testing a multi-tool, a power drill, or a piece of home equipment, James aims to help readers buy with confidence and skip the guesswork.